Car accidents are devastating, leaving victims physically, mentally and financially drained. This pain and suffering is further extended when claims take an unexplainedly long time to resolve. This often makes victims question, ‘Why is my car accident settlement taking so long to resolve?’ Each day passing makes the pain and expense worse, especially when it involves serious injuries or multiple parties. One of the main causes for delays in car accident claims in Milwaukee, WI, is the time required to gather and review all the evidence and submitted documentation. The insurance companies and attorneys review police reports, medical records, photographs and witness statements to determine fault, injuries and damages incurred. Delays in personal injury claims are often due to a slow system, incomplete documents, or an incomplete investigation to determine fault. It is important to understand that insurance companies require proper documentation before reaching a settlement amount. This process can take weeks to months until everything is finalized.
At MacGillis Law Group, our experienced car accident lawyers in Milwaukee understand how overwhelming it can be when your car accident settlement delays leave you with no answers. With this blog, we prepare for and avoid setbacks and make an informed decision about your personal injury claim.
What are the Common Reasons Why a Car Accident Award Might Be Delayed in Milwaukee, WI?
Many factors can delay a claim, even if the accident appears to be straightforward.
- Medical Treatment & Records: Medical treatment is one of the main reasons for delay in car accident claim settlements. The severity of injuries and long-term effects may require a long time to evaluate. Without a proper assessment of injuries, the settlement value cannot be reached.
- Incomplete Documents: Another reason for the delay is incomplete documents and disputed liability. Incomplete records or even minor inconsistencies can get various investigating parties involved.
- Insurance Tactics: Under Wisconsin’s Ins 6.11, adjusters must handle claims fairly and just, while responding within a specific timeframe. However, delays can still occur due to miscommunication or further investigation.
How Insurance Companies Handle Car Accident Claims?
Car accident claims are handled with utmost careful consideration. Insurance companies review minor details in every claim, and even a small issue can undergo multiple reviews and investigations. Claim adjusters often look for ways to reduce payouts and delay the process. This often leads to asking for additional documentation, so victims get frustrated with the process and may accept whatever settlement they suggest.
However, it is also important to note that a delayed claim does not always indicate bad faith. Though delayed compensation may bring confusion, frustration, and anger. This is time to get a personal injury attorney in Milwaukee to review your case.
Other Legal Factors That Can Delay a Car Accident Settlement Claim
- Comparative Negligence: Under Wisconsin Statute 895.045, compensation depends on the party’s share of fault. If a party is found to be 51% or higher at fault, one is barred from recovery.
- Disputed Liability: When multiple parties are involved, determining liability takes time. Each party’s financial responsibility is evaluated before agreeing on terms.
- Court Backlogs: Another reason for delayed personal injury settlement claims is due to packed local court calendars and administrative delays.
How to Speed Up Car Accident Settlements?
Below are some tips to reduce unnecessary delays in a car accident award:
- Proper Documentation: Ensure you keep proper medical records, police reports, and other records to avoid unnecessary setbacks.
- Swift Response: Provide a prompt response to insurance companies’ inquiries or legal teams to avoid missed deadlines or incomplete documentation.
- Consistent Communications: Always provide accurate and true information to avoid inconsistency.
Hire Experienced Lawyers to Present Your Case
Delayed compensation in car accident claims in Milwaukee often leaves victims worried and frustrated as bills keep piling up, along with added physical and mental pain and suffering. With an experienced legal team, you have the right guidance to navigate complex claims. At MacGillis Law Group, we handle all communication with insurance adjusters and parties involved to ensure your case is moving in the right direction. To discuss your case, call us today. Let us protect you.
